We all have been with our carriers for months ... even years. Maybe you are the type of person who never thinks about picking up the phone and discovering if there are better options out there available to you. Did you know that anything your company has done or said to keep you stuck with them probably isn't true?
Question: Do you think you have to stay with them because they offered you a discount for paying a whole year in advance? Not true. A discount is wonderful but sadly, many of us receive terrible service and learn once we're on board, we are terribly dissatisfied. You don't have to wait until your policy is up - you can go at any time. If you've prepaid, you get a prorated portion of what you've paid back.
Question: Is it true all carriers have similar rates, so why waste time shopping around? Not necessarily. The bigger the company, the more they need to market which means part of your premiums has to cover those marketing and advertising expenses. A smaller agency that doesn't advertise as much will save you money.
Question: Are rates locked in for the length of your policy? Well, if you got a ticket or in an accident in the past, your rate would be high and the ticket and/or accident might not come off your record while your policy is active. However, insurance companies won't necessarily drop your rates unless you ask so, stay involved.
Insurance rates are also based on your credit score ... the lower the score ... the higher the risk of nonpayment you become. We've all been in situations where job loss, health or marriage issues made life difficult. If you would like to receive a free ebook on how to correct your credit send us an email at thegirlzkorner@gmail.com
{ 0 comments... Views All / Send Comment! }
Post a Comment